CyberCube has unveiled a new product, Exposure Manager (XM), a tool that promises to transform how insurers and reinsurers evaluate cyber risk across entire portfolios. This launch is being hailed as the first of its kind, addressing a longstanding gap in the industry where decision-makers had to rely on fragmented data, static summaries, and narrative-driven submissions when assessing portfolio quality and treaty risk.
The platform enables insurers, reinsurers, and brokers to access standardized, quantified, and transparent data across portfolios. For insurers, XM enforces consistency across underwriting teams and geographies, while tracking evolving cyber exposures and streamlining renewals. Brokers benefit from a unified view that allows them to benchmark clients and facilitate transactions with stronger data-driven positioning. Reinsurers, often operating with limited visibility, gain the ability to independently audit cedant submissions, benchmark treaties, and detect hidden risks and emerging exposures.
CyberCube’s solution is built upon its extensive data ecosystem, encompassing enterprise, network, and security insights, combined with AI-powered predictive analytics. By integrating XM into its broader suite — which already includes Portfolio Manager, Account Manager, and Broking Manager — the company positions itself as the dominant provider of end-to-end cyber risk analytics for the insurance value chain. This holistic approach allows market participants to evaluate risk at every level, from single accounts to entire portfolios.
The launch was not done in isolation. It was developed with the input of global reinsurer SCOR, which sees XM as a breakthrough for treaty underwriting, offering consistent and structured decision-making. SCOR executives emphasize that XM enables deeper, data-informed discussions with cedants and elevates reinsurance market sophistication.
CyberCube executives describe this as an inflection point for the sector. With growing cyber threats worldwide, exposure data standardization is becoming critical for market growth, and XM lays down the infrastructure for a decade of expansion. By shifting the conversation from narrative to quantifiable data, XM not only improves underwriting discipline but also strengthens capital allocation strategies, ensuring resilience across portfolios.
This development marks a milestone in cyber insurance, an industry still in the process of maturing and scaling. With cyber risk becoming one of the most pressing systemic threats to enterprises and economies alike, XM’s arrival could become a defining moment that accelerates the adoption of sustainable, data-driven practices across global insurance and reinsurance markets.
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